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Location
Houston, TX

Established
1960

NAIC
#60488

Agent Reviewed by Jon Reinemann last reviewed March 2022

AIG Life Insurance with SelectQuote

American General Life Insurance Company was established in 1960. As American General expanded its national presence and added new financial products and services over the years, the company was acquired by American International Group (AIG) in 2001. American General’s standout performance, strong financial ratings and prominent reputation were now enhanced by AIG, one of the largest financial services companies in the world, serving millions of customers.

Exploring your life insurance options with trusted carriers like AIG is made easy with SelectQuote. Get started on your free life insurance quote today.

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AIG Life Insurance Ratings

AIG has received high ratings from A.M. Best rating system. SelectQuote partners with life insurance companies like AIG so you can feel confident shopping life insurance policies with us.

A

(Excellent)

*Scores updated July 2022

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Life Insurance Products AIG Offers Through SelectQuote

AIG offers three types of life insurance through SelectQuote:

Term Life Insurance: Term life insurance is one of the most common and affordable forms of life insurance. It gets its name from the ability to choose the term length, allowing you to buy it only for as long as you need it. The term lengths typically available are 10, 15, 20, 25, 30 and 35 years.

Universal Life Insurance: Universal life insurance is a form of permanent life insurance, with its primary benefit being the use of the policy’s cash value to pay for premiums. The value accrues and earns interest as you pay monthly premiums, lending the opportunity to also act as a savings account.

Guaranteed Issue Whole Life Insurance: Guaranteed issue whole life insurance falls under the category of final expense insurance, and as the name implies, acceptance is guaranteed. If you’re between the ages of 50-80, you can’t be turned down for a guaranteed issue policy and no life insurance medical exam is required.

FAQs About AIG Life Insurance Company

Does AIG require medical exams?

Unless you are applying for a guaranteed issue whole life policy, you’ll have to undergo a life insurance medical exam as well as a medical questionnaire when purchasing coverage with AIG.

Can I get a free life insurance quote from AIG?

An easy way to get a free life insurance quote from carriers like AIG is by going through SelectQuote. We can compare prices and coverage from some of the most trusted life insurance carriers in just minutes, for free.

Is the life insurance application process easy with AIG?

With the help of SelectQuote, the life insurance application process will be quick and easy. We’ll walk you through the entire process, serving as your resource and advocate.

Why shop AIG life insurance with SelectQuote?

Not only can we give you a free life insurance quote comparing prices and coverage from multiple carriers like AIG, but we can also walk you through the life insurance application process and answer any questions you have along the way. Let us help you find the right carrier and coverage at the right price for you and your family.

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We do the shopping. You do the saving.

Explore Other Life Insurance Companies with SelectQuote

With SelectQuote, you’ll receive a side-by-side price comparison from highly-rated life insurance carriers like AIG based on your age, health, family health history and lifestyle.* We’ll help you find the right coverage with the right carrier at the right price for you.

Privacy Policy | Legal Accessibility

SelectQuote does not sell Life Insurance in South Dakota.

SelectQuote Insurance Services has no control over rate information posted in the reviews above through Trustpilot. Your plan could vary depending on your age, health, issuing company and other factors. Not available in all states.

*50% savings is based on published rates from a National Carrier as of March 2022 for a 40-year-old male in excellent health with high blood pressure for a $500,000 10-year term policy for $49.14/month ($565.00/year) compared to the lowest available rate from one of the insurance companies SelectQuote represents of $17.85/month ($209.99/year). Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

*Best's Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best's Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

* All policies are Protective Classic Choice Term 10. Policy is a level death benefit term life insurance policy to age 90, policy form number ICC16 TL-21/ TL-21, and state variations thereof, issued by Protective Life Insurance Company in all states except New York where it is issued by Protective Life and and Annuity Insurance Company policy form number TL-21-NY 4-16. Both companies located in Birmingham, AL. Policy form number and features may vary by state. Consult the policy for benefits, riders, limitations, and exclusions. Subject to underwriting. Up to a two year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana unisex rates apply. Premiums increase annually after the initial guaranteed premium period. All payments and guarantees are subject to the claims paying ability of the issuing company.

AIG Companies policies issued by American General Life Insurance Company (AGL), Houston, TX. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG).

**https://www.who.int/gho/women_and_health/mortality/situation_trends_life_expectancy/en/

*Savings are estimated by comparing the highest and lowest prices of policies available through SelectQuote in April 2021 for a $500,000, 10-year policy for a 40-year-old male in excellent health with high blood pressure in KS. The highest rate was $43.31/mo and lowest rate was $18.37/mo. Exact savings for your situation can be determined by finalizing an application with a member of the SelectQuote team. Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

**Example rate is lowest available rate from SelectQuote carriers for a 40-year-old male in excellent health for a $500,000 10-year policy at $17.85/mo ($209.99/yr) in December 2021. Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

***Best’s Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best’s Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best’s Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best’s Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx