Speak to a Licensed Sales Agent

Location
Newport Beach, CA

Established
1868

NAIC
#67466

Agent Reviewed by Jon Reinemann last reviewed March 2022

Pacific Life Insurance with SelectQuote

Founded in 1868, Pacific Life Insurance Company has provided life insurance and retirement solutions for over 150 years. As part of a mutual holding company structure, Pacific Life has no publicly-traded stock, focusing rather on long-term strategies, financial strength and the best interest of their policyowners. Pacific Life Insurance Company is licensed to issue insurance products in all states except New York and product availability and features may vary by state.

Interested in learning more about Pacific Life Insurance? We can compare prices and coverage from multiple life insurance carriers in just minutes.

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Pacific Life Insurance Ratings

Pacific Life has received high ratings from A.M. Best rating system. SelectQuote partners with life insurance companies like Pacific Life so you can feel confident shopping life insurance policies with us.

A+

(Superior)

*Scores updated December 2022

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Life Insurance Products Pacific Life Offers Through SelectQuote

Pacific Life offers two types of life insurance through SelectQuote:

Term Life Insurance: Term life insurance is one of the most affordable forms of life insurance coverage and by choosing your term length, you only buy it for as long as you need it. The term lengths available typically range anywhere between 10-30 years.

Permanent Life Insurance: The category of permanent life insurance includes several types of life insurance without a pre-set expiration date, meaning it’s designed to last for your entire life. When you purchase a permanent life insurance policy, you are covered regardless of how long you live and the coverage does not expire as long as premiums are paid.

If you are unsure about the type of life insurance coverage you need, we can help. We’ll help you learn more about the differences between term and permanent life insurance, and which option might be right for your needs.

FAQs About Pacific Life Insurance Company

Does Pacific Life require medical exams?

You may have to complete a life insurance medical exam when you apply for a term or permanent life insurance policy with Pacific Life.

Does Pacific Life provide life insurance for those with pre-existing conditions?

Pacific Life has, given certain criteria, provided favorable coverage for those with low-level health concerns such as high cholesterol, high blood pressure, anxiety, depression, sleep apnea, asthma, rheumatoid arthritis and gastrointestinal issues such as ulcerative colitis and Crohn’s disease. Pacific Life may also offer higher coverage options for diabetics.

Can I get a free life insurance quote from Pacific Life?

An easy way to get a free and online life insurance quote from life insurance carriers like Pacific Life is by shopping with SelectQuote.

Why shop Pacific Life Insurance with SelectQuote?

It can be difficult to sift through all of the options, prices and fine print on your own when shopping for life insurance. At SelectQuote, we offer unbiased, online life insurance quotes from Pacific Life and other trusted carriers to find you the right carrier for your lifestyle and health.

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Explore Other Life Insurance Companies with SelectQuote

SelectQuote represents well-known life insurance companies such as Pacific Life to provide you with competitive and comprehensive coverage options. In just minutes, we can help you find the right amount of coverage at the right price for you.

Privacy Policy | Legal Accessibility

SelectQuote does not sell Life Insurance in South Dakota.

SelectQuote Insurance Services has no control over rate information posted in the reviews above through Trustpilot. Your plan could vary depending on your age, health, issuing company and other factors. Not available in all states.

50% savings is based on published rates from a National Carrier as of March 2022 for a 40-year-old male in excellent health with high blood pressure for a $500,000 10-year term policy for $49.14/month ($565.00/year) compared to the lowest available rate from one of the insurance companies SelectQuote represents of $17.85/month ($209.99/year). Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Best's Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best's Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

* All policies are Protective Classic Choice Term 10. Policy is a level death benefit term life insurance policy to age 90, policy form number ICC16 TL-21/ TL-21, and state variations thereof, issued by Protective Life Insurance Company in all states except New York where it is issued by Protective Life and and Annuity Insurance Company policy form number TL-21-NY 4-16. Both companies located in Birmingham, AL. Policy form number and features may vary by state. Consult the policy for benefits, riders, limitations, and exclusions. Subject to underwriting. Up to a two year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana unisex rates apply. Premiums increase annually after the initial guaranteed premium period. All payments and guarantees are subject to the claims paying ability of the issuing company.

AIG Companies policies issued by American General Life Insurance Company (AGL), Houston, TX. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG).

**https://www.who.int/gho/women_and_health/mortality/situation_trends_life_expectancy/en/

50% savings is based on published rates from a National Carrier as of October 2022 for a 40-year-old male in excellent health with high blood pressure for a $500,000 10-year term policy for $39.14/month ($450.00/year) compared to the lowest available rate from one of the insurance companies SelectQuote represents of $17.73/month ($209.85/year). Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Example rate is lowest available rate from SelectQuote carriers for a 40-year-old male in excellent health for a $500,000 10-year policy at $17.85/mo ($209.99/yr) in December 2021. Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Best’s Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best’s Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best’s Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best’s Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

SwiftTerm Select is a term life insurance policy issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Policy form number is ICC22_LC1 in most states and is not available in all U.S. states or any U.S. territory.

Guarantees and benefits are subject to the claims-paying ability of the issuing life insurance company.

SelectQuote Insurance Services, Inc. is an independent producer and is responsible for the creation of this quote, including accuracy of rates and Symetra is not responsible for any errors or omissions in this information. All information and data in this quote are for illustrative purposes only; actual premiums and coverage will be based on age, health history, certain underwriting criteria, sex, and nicotine usage.

In the event that there is a discrepancy between the information contained in this quote and the Symetra policy, the Symetra Life insurance policy shall govern.

Symetra Life Insurance Company's current financial strength ratings can be found by referring to www.symetra.com/ratings.