Newport Beach, CA
Pacific Life Insurance with SelectQuote
Founded in 1868, Pacific Life Insurance Company has provided life insurance and retirement solutions for over 150 years. As part of a mutual holding company structure, Pacific Life has no publicly-traded stock, focusing rather on long-term strategies, financial strength and the best interest of their policyowners. Pacific Life Insurance Company is licensed to issue insurance products in all states except New York and product availability and features may vary by state.
Interested in learning more about Pacific Life Insurance? We can compare prices and coverage from multiple life insurance carriers in just minutes.
Pacific Life Insurance Ratings
A.M. Best ratings can range on a scale from A++ (Superior) to D (Poor). These are rated based on the carrier's ability to meet ongoing insurance obligations.
BBB assigns ratings ranging from A + (highest) to F (lowest). It’s ratings are based on how a life insurance company is likely to interact with its customers.
Standard & Poor’s ratings range from AAA (the best) to D (the worst). Its ratings are based on the company’s capacity to meet financial commitments.
*Scores from April 2021
Life Insurance Products Pacific Life Offers Through SelectQuote
Pacific Life offers two types of life insurance through SelectQuote:
Term Life Insurance: Term life insurance is one of the most affordable forms of life insurance coverage and by choosing your term length, you only buy it for as long as you need it. The term lengths available typically range anywhere between 10-30 years.
Cash-value Life Insurance: The category of cash-value life insurance includes several types of life insurance without a pre-set expiration date, meaning it’s designed to last for your entire life. When you purchase a cash-value life insurance policy, you are covered regardless of how long you live and the coverage does not expire as long as premiums are paid.
If you are unsure about the type of life insurance coverage you need, we can help. We’ll help you learn more about the differences between term and cash-value life insurance, and which option might be right for your needs.
FAQs About Pacific Life Insurance Company
Does Pacific Life require medical exams?
You may have to complete a life insurance medical exam when you apply for a term or cash-value life insurance policy with Pacific Life.
Does Pacific Life provide life insurance for those with pre-existing conditions?
Pacific Life has, given certain criteria, provided favorable coverage for those with low-level health concerns such as high cholesterol, high blood pressure, anxiety, depression, sleep apnea, asthma, rheumatoid arthritis and gastrointestinal issues such as ulcerative colitis and Crohn’s disease. Pacific Life may also offer higher coverage options for diabetics.
Can I get a free life insurance quote from Pacific Life?
An easy way to get a free and online life insurance quote from life insurance carriers like Pacific Life is by shopping with SelectQuote.
Why shop Pacific Life Insurance with SelectQuote?
It can be difficult to sift through all of the options, prices and fine print on your own when shopping for life insurance. At SelectQuote, we offer unbiased, online life insurance quotes from Pacific Life and other trusted carriers to find you the right carrier for your lifestyle and health.