Speak to a Licensed Sales Agent

Location
Birmingham, AL

Established
1907

NAIC
#68136

Agent Reviewed by Jon Reinemann last reviewed March 2022

Protective Life Insurance with SelectQuote

Founded in 1907, Protective Life Insurance Company has been providing life insurance, asset protection and retirement products designed to help clients achieve and maintain financial security for more than 110 years. Protective draws on more than a century’s worth of experience to develop competitive products and operational platforms that provide excellent customer value.

You can shop both term and permanent life insurance policies from Protective Life through SelectQuote. Protective Life is licensed in all states except NY. Learn more about your options for life insurance coverage from highly-rated carriers like Protective with SelectQuote today.

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Protective Life Insurance Ratings

Protective has received high ratings from A.M. Best rating system. We partner with life insurance companies like Protective so you can feel confident shopping life insurance policies with SelectQuote.

A+

(Superior)

*Scores updated December 2022

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Life Insurance Products Protective Life Offers Through SelectQuote

There are two categories of life insurance products that Protective offers through SelectQuote:

Term Life Insurance: Term life insurance is one of the most affordable forms of life insurance coverage. And by letting you choose your term length, you only buy term coverage for as long as you need it. Lengths of coverage for term life insurance are typically 10, 15, 20, 25, 30, 35 and 40 years.

Permanent Life Insurance: There are two common types of permanent life insurance: whole life insurance and universal life insurance. Whole life offers coverage for your entire lifetime and its savings can often grow at a guaranteed rate. Universal life also offers a savings element (in addition to a death benefit), but has different types of premium structures and earns based on market performance.

FAQs About Protective Life Insurance Company

Does Protective Life require medical exams?

Protective Life Insurance does require a medical exam. In addition to the exam, you’ll likely have to complete a medical questionnaire during the underwriting process.

Can I get a free life insurance quote from Protective Life?

You can receive a life insurance quote from Protective by shopping for coverage with SelectQuote.

How long does the life insurance application process take with Protective Life?

The length of the life insurance application process will vary, but on average can take around 6-8 weeks. By working with SelectQuote, we’ll serve as your advocate along the way, making sure your life insurance application process goes as smooth as possible.

Why shop Protective Life Insurance with SelectQuote?

In the time it takes to gather quotes from one life insurance carrier, we can provide free life insurance quotes from multiple highly-rated carriers like Protective Life in just minutes. We’ll bring transparent answers and an abundance of information and support, helping you find the right life insurance coverage for you and your family.

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See What Our Customers Are Saying About SelectQuote

We do the shopping. You do the saving.

Explore Other Life Insurance Companies with SelectQuote

Whether you’re interested in purchasing a policy from Protective Life or want to shop around, we can help. At SelectQuote, we shop some of the most trusted, highly-rated life insurance carriers in the country, comparing prices and coverage to match you to the right policy for both you and your budget.

Privacy Policy | Legal | Disclosures Accessibility

SelectQuote does not sell Life Insurance in South Dakota.

SelectQuote Insurance Services has no control over rate information posted in the reviews above through Trustpilot. Your plan could vary depending on your age, health, issuing company and other factors. Not available in all states.

50% savings is based on published rates from a National Carrier as of March 2022 for a 40-year-old male in excellent health with high blood pressure for a $500,000 10-year term policy for $49.14/month ($565.00/year) compared to the lowest available rate from one of the insurance companies SelectQuote represents of $17.85/month ($209.99/year). Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Best's Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best's Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

* All policies are Protective Classic Choice Term 10. Policy is a level death benefit term life insurance policy to age 90, policy form number ICC16 TL-21/ TL-21, and state variations thereof, issued by Protective Life Insurance Company in all states except New York where it is issued by Protective Life and and Annuity Insurance Company policy form number TL-21-NY 4-16. Both companies located in Birmingham, AL. Policy form number and features may vary by state. Consult the policy for benefits, riders, limitations, and exclusions. Subject to underwriting. Up to a two year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana unisex rates apply. Premiums increase annually after the initial guaranteed premium period. All payments and guarantees are subject to the claims paying ability of the issuing company.

Policies issued by American General Life Insurance Company (AGL), Houston, TX. AGL does not solicit, issue, or deliver policies or contracts in the state of New York. AGL is responsible for financial obligations of insurance products and is a wholly owned subsidiary of Corebridge Financial, Inc. Corebridge Financial and Corebridge are marketing names used by AGL. Guarantees are backed by the claims-paying ability of the issuing insurance company. Products may not be available in all states and product features may vary by state.

**https://www.who.int/gho/women_and_health/mortality/situation_trends_life_expectancy/en/

50% savings is based on published rates from a National Carrier as of October 2022 for a 40-year-old male in excellent health with high blood pressure for a $500,000 10-year term policy for $39.14/month ($450.00/year) compared to the lowest available rate from one of the insurance companies SelectQuote represents of $17.73/month ($209.85/year). Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Example rate is lowest available rate from SelectQuote carriers for a 40-year-old male in excellent health for a $500,000 10-year policy at $17.85/mo ($209.99/yr) in December 2021. Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Best’s Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best’s Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best’s Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best’s Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

SwiftTerm Select is a term life insurance policy issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Policy form number is ICC22_LC1 in most states and is not available in all U.S. states or any U.S. territory.

Guarantees and benefits are subject to the claims-paying ability of the issuing life insurance company.

SelectQuote Insurance Services, Inc. is an independent producer and is responsible for the creation of this quote, including accuracy of rates and Symetra is not responsible for any errors or omissions in this information. All information and data in this quote are for illustrative purposes only; actual premiums and coverage will be based on age, health history, certain underwriting criteria, sex, and nicotine usage.

In the event that there is a discrepancy between the information contained in this quote and the Symetra policy, the Symetra Life insurance policy shall govern.

Symetra Life Insurance Company's current financial strength ratings can be found by referring to www.symetra.com/ratings.