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Location
Phoenix, AZ

Established
1971

NAIC
#79227

Agent Reviewed by Jon Reinemann last reviewed March 2022

Prudential Life Insurance with SelectQuote

Pruco Life Insurance Company has been in business since 1971 and is a wholly owned subsidiary of The Prudential Insurance Company of America. The Prudential Life Insurance Company is licensed in 49 states, the District of Columbia, Guam and Taiwan. Pruco Life is not licensed in New York.

Purchasing life insurance from highly-rated insurance carriers like Prudential is easy with the help of SelectQuote.

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Pruco Life Insurance Company Ratings

Pruco Life has received high ratings from A.M. Best rating system. SelectQuote partners with life insurance companies like Pruco Life so you can feel confident shopping life insurance policies with us.

A+

(Superior)

*Scores updated December 2022

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Life Insurance Products Prudential Offers Through SelectQuote

If you’re considering a Prudential life insurance policy, you can find two types of life insurance coverage through SelectQuote:

Term life insurance: Term life insurance is the most common type of life insurance. “Term” refers to your option to choose the length of the policy, with term length options typically ranging between 10 and 30 years.

Permanent life insurance: Permanent life insurance lasts up to your entire life and doesn’t have an expiration date. As long as your required policy premiums are paid, you are covered with permanent life insurance.

At SelectQuote, we’ll get to know your situation and shop life insurance policies from some of the most trusted insurance companies in the nation, such as Pruco Life Insurance Company, to find you the policy that’s right for you.

FAQs About Pruco Life Insurance Company

Does Pruco Life require medical exams?

Like most life insurance policies, Pruco Life Insurance Company will require a life insurance medical exam as part of the application process. While it can seem intimidating, this process is actually quick and easy, taking less than an hour to complete and can be conducted wherever is easiest for you—an exam center, home, or work.

Can I get a free life insurance quote from Pruco Life?

At SelectQuote, we can provide you with a free life insurance quote from some of the most trusted insurance company brands in the nation, such as Prudential.

How long does Pruco Life take to payout life insurance?

In general, it shouldn’t take more than 60 days to receive a life insurance payout regardless of the life insurance carrier. In some instances, the payout can happen in as little as 10-14 days, but if there are complicated circumstances, it could take longer.

Why shop Prudential Life Insurance with SelectQuote?

At SelectQuote, we work with some of the most trusted insurance companies in the nation—including the Pruco Life Insurance Company—to provide our customers with the greatest options for life insurance coverage. In just minutes, we can compare the coverage and rates available to you to find you the right policy with the right carrier at the right price.

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See What Our Customers Are Saying About SelectQuote

We do the shopping. You do the saving.

Explore Other Life Insurance Companies with SelectQuote

While life insurance from a Prudential carrier is a good fit for some, we’ll shop life insurance policies from an array of carriers on your behalf to ensure you have the right coverage for you. Learn more about the other life insurance carriers we partner with and see how much you can save on life insurance today.

Privacy Policy | Legal Accessibility

SelectQuote does not sell Life Insurance in South Dakota.

SelectQuote Insurance Services has no control over rate information posted in the reviews above through Trustpilot. Your plan could vary depending on your age, health, issuing company and other factors. Not available in all states.

50% savings is based on published rates from a National Carrier as of March 2022 for a 40-year-old male in excellent health with high blood pressure for a $500,000 10-year term policy for $49.14/month ($565.00/year) compared to the lowest available rate from one of the insurance companies SelectQuote represents of $17.85/month ($209.99/year). Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Best's Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best's Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

* All policies are Protective Classic Choice Term 10. Policy is a level death benefit term life insurance policy to age 90, policy form number ICC16 TL-21/ TL-21, and state variations thereof, issued by Protective Life Insurance Company in all states except New York where it is issued by Protective Life and and Annuity Insurance Company policy form number TL-21-NY 4-16. Both companies located in Birmingham, AL. Policy form number and features may vary by state. Consult the policy for benefits, riders, limitations, and exclusions. Subject to underwriting. Up to a two year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana unisex rates apply. Premiums increase annually after the initial guaranteed premium period. All payments and guarantees are subject to the claims paying ability of the issuing company.

AIG Companies policies issued by American General Life Insurance Company (AGL), Houston, TX. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG).

**https://www.who.int/gho/women_and_health/mortality/situation_trends_life_expectancy/en/

50% savings is based on published rates from a National Carrier as of October 2022 for a 40-year-old male in excellent health with high blood pressure for a $500,000 10-year term policy for $39.14/month ($450.00/year) compared to the lowest available rate from one of the insurance companies SelectQuote represents of $17.73/month ($209.85/year). Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Example rate is lowest available rate from SelectQuote carriers for a 40-year-old male in excellent health for a $500,000 10-year policy at $17.85/mo ($209.99/yr) in December 2021. Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Best’s Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best’s Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best’s Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best’s Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

SwiftTerm Select is a term life insurance policy issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Policy form number is ICC22_LC1 in most states and is not available in all U.S. states or any U.S. territory.

Guarantees and benefits are subject to the claims-paying ability of the issuing life insurance company.

SelectQuote Insurance Services, Inc. is an independent producer and is responsible for the creation of this quote, including accuracy of rates and Symetra is not responsible for any errors or omissions in this information. All information and data in this quote are for illustrative purposes only; actual premiums and coverage will be based on age, health history, certain underwriting criteria, sex, and nicotine usage.

In the event that there is a discrepancy between the information contained in this quote and the Symetra policy, the Symetra Life insurance policy shall govern.

Symetra Life Insurance Company's current financial strength ratings can be found by referring to www.symetra.com/ratings.