Find the policy that’s right for you.

With SelectQuote, find the right coverage for you at the best price from the companies we represent in just minutes.

Find the policy that’s right for you.

With SelectQuote, find the right coverage for you at the best price from the companies we represent in just minutes.

Shopping for Life Insurance

You’ve decided to explore life insurance—smart move. It’s a great way to make sure your loved ones are financially secure should something happen to you. Sifting through all the options, prices and fine print can be overwhelming, though, so consider letting SelectQuote do the legwork for you.

SelectQuote will shop the life insurance companies they represent on your behalf, compare prices and coverage for you and provide you with your best options. We can also answer any questions you have, match you with the best carrier for your lifestyle or health condition and find opportunities to try to save you money and more.

What is life insurance?

Life insurance is an affordable way to protect the people you love and care about most. It’s a safety net so your family can continue living life and pay for important things like the mortgage, college tuition and even final expenses in the event you are unable to do so. Statistically, ⅓ of Americans feel a financial strain after the passing of the primary earner. Life insurance can give you and your family peace of mind.

What type of life insurance is right for me?

The two most common types of life insurance are term life insurance and permanent life. While term insurance is often the most common and affordable choice, there are additional benefits to consider when it comes to the different types of permanent insurance. Learn more about the different types of life insurance and which might be the right fit for you.

Term life is the most affordable type of life insurance. It’s typically a smart, straightforward choice for someone looking for a lower premium. Term life insurance provides added flexibility in that it allows you to choose how long you want to be covered.

People with complex financial situations and/or large estate planning needs often choose this option. It also offers other benefits such as having cash value and can be borrowed against during your lifetime. Whole life insurance can be 6 to 10 times more expensive than term life.

Term life insurance

Term life is the most affordable type of life insurance. It’s typically a smart, straightforward choice for someone looking for a lower premium. Term life insurance provides added flexibility in that it allows you to choose how long you want to be covered.

Permanent life insurance

People with complex financial situations and/or large estate planning needs often choose this option. It also offers other benefits such as having cash value and can be borrowed against during your lifetime. Whole life insurance can be 6 to 10 times more expensive than term life.

How much life insurance do I need?

The amount of life insurance needed varies for everyone, but many people aim for 10-12 times their income. Use our insurance calculator to get an immediate estimate. Then, we can help you figure out the amount of coverage you need at a price that fits your budget.

How do I buy life insurance?

Trying to navigate the complexity of buying life insurance can get overwhelming. We can take the hassle out of it, providing unbiased life insurance quotes in just minutes from some of the most trusted companies.