Get a personalized life insurance quote today.
In just minutes, SelectQuote can help you find the right coverage for you at the right price.
Life Insurance Quotes
Life insurance is a great way to make sure your loved ones are financially secure should the unexpected happen, but sorting through all the options, prices and fine print can seem daunting. At SelectQuote, we’ll get to know your situation, learn more about the coverage you’re looking for, and provide free life insurance quotes from some of the most trusted companies in just minutes. We can also answer any questions you have, match you with the best life insurance company for your lifestyle or health condition, and find opportunities to try and save you money.
SelectQuote is Dedicated To:
Finding the best price for the coverage you need based on your unique needs
Matching you with the best carrier for your situation
How do I get a free life insurance quote?
Getting a free life insurance quote is as easy as connecting with SelectQuote. We’ll ask you for some personal information and get to know more about your lifestyle, ensuring we’re looking for the kind of coverage that’s right for you. The more you know before we start, the more accurate your quote will be.
When looking for a free life insurance policy quote, be prepared to provide:
- Personal information (gender, age, height, weight, etc.)
- Health and medical information (tobacco usage, driving history, health conditions, hobbies, etc.)
- Family health history
- Previous or current coverage
- Contact info
Even if you’re unsure about your answers, we can help figure out what the best term life insurance policy for your situation would be and find you the right coverage with the right carrier at the right price.
How do I get an unbiased life insurance quote?
Getting an unbiased life insurance quote is as easy as connecting with SelectQuote. We’ll ask you for some personal information and get to know more about your lifestyle to make sure we’re finding the kind of coverage that’s right for you.
How do I start my life insurance quote online?
Getting a life insurance quote with SelectQuote is as easy as two steps: completing the free online quote form and reviewing your options with one of our licensed insurance agents. It’s easy, convenient and takes less than 15 minutes.
Life Insurance Quotes & Determining the Cost of Your Policy
The underwriting process for a life insurance policy uses several factors to calculate your monthly premium:
The Type of Policy You Choose
Term life policies are typically more affordable than permanent life policies. Term life premiums are fixed while permanent life premiums tend to increase about 8% to 10% for every year of age.
The Length of Your Term Life Policy
The longer your term, the more expensive your life insurance quotes can be. This is because the longer you have the life insurance policy, the older you get and the greater the chance that the insurance company will have to pay out the death benefit.
Your Age at Time of Purchase
Older individuals can expect to pay a higher premium for both term and permanent life insurance.
On average, men can expect to pay higher life insurance rates than women because the average lifespan of a male tends to be shorter than that of a female.
The Amount of Benefit You Choose
You can typically expect to pay a higher monthly premium when you choose a higher benefit to be paid to your beneficiaries.
Your Health at Time of Purchase
Most applicants must have a basic medical checkup. Some factors that might result in higher premiums include high blood pressure, high cholesterol, HIV/AIDS and hepatitis, hypoglycemia, chronic illness, nicotine use or recreational drug use.
Your Hobbies at Time of Purchase
Do you enjoy extreme sports like hang gliding, skiing or climbing? No surprise, you’re a bigger insurance risk, so you may see higher life insurance quotes for both term and permanent life insurance.
The easiest way to find the best life insurance and to receive a term life insurance quote is to let us shop more than 10 carriers for you in just minutes.
Buy the Best Life Insurance Policy for You
When you’re looking to purchase a policy, it’s important to find the best life insurance for you. At SelectQuote, we can provide life insurance quotes in just minutes and help you determine what amount of coverage is right for you and your family.