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SelectQuote Life Insurance Resource Articles

Learn more about life insurance in the featured articles below. Can’t find what you’re looking for in our resource articles? Let us help you.

Should I renew my life insurance?

Is your life insurance coverage coming to an end? Let SelectQuote help you decide if you would like to buy new coverage.

Life Planning for Individuals With Disabilities: A Financial Planning Guide for Parents and Caregivers

Life planning for an individual with a disability can pose many challenges, depending on the specifics of their disability and the various unique circumstances. As such, it is important to approach life planning for such individuals carefully and strategically. The...

Can you borrow money from a life insurance policy?

Can I borrow money from a life insurance policy? Life insurance protects your family from financial hardship if you pass away, but there are some policies that allow you to borrow money from your life insurance policy while you’re alive. These policies can help pay...

How long should my term life insurance coverage last?

How does term life insurance work? Term life insurance is a good bet at any phase in your life. It’s an easy way to protect your family, whether as an avenue for loved ones to replace your lost income or as a way to make sure your final expenses and other debts are...

Article Categories

Life | Term Life | Final Expense | Permanent Life Insurance

Life Insurance Articles

Life Planning for Individuals With Disabilities: A Financial Planning Guide for Parents and Caregivers

Life planning for people with disabilities can be a complicated process but also an extremely important one. This process will protect both the person with the disability and their loved ones throughout the duration of their life and after it as well.

Can you borrow money from a life insurance policy?

Looking to see if you can borrow money from your life insurance policy? Learn about the different rules and regulations each type of policy has.

A Guide to Recognizing and Preventing Life Insurance Scams

Life insurance scams can cause significant financial and emotional damage to people who are targeted by them. As such, it is important to understand how you can protect yourself from these scams.

Term Life Insurance Articles

Should I renew my life insurance?

Is your life insurance coverage coming to an end? Let SelectQuote help you decide if you would like to buy new coverage.

How long should my term life insurance coverage last?

Are you trying to decide how long your term life insurance policy should be? Learn all of the details you need to know from SelectQuote.

Life Insurance for Recovering Alcoholics and Substance Abuse Addicts

Protecting your legacy and your wealth, planning for retirement, and shielding your family from financial hardship are all priorities for most Americans. But if you’re one of the...

Final Expense Articles

At what age should you buy final expense insurance?

Trying to find the right time to purchase final expense coverage? Learn everything you need to know to make the right decision.

Why do seniors over 60 need life insurance?

Life insurance is a great way to provide financial protection for your loved ones- and you can even find a policy that works for you if you’re over 60 years of age.

Average Funeral Cost in 2023

Like most everything else, funeral prices have increased with inflation. And while prices for funeral and burial services may vary depending on several factors, one common theme is that families are ill-equipped to bear the burden of those costs on their own. That’s...

Permanent Life Insurance Articles

Cash Value vs. Surrender Value: What’s the difference?

There are many terms you’ll come across when shopping for life insurance. For example, if you’re exploring permanent life insurance or whole life insurance options, you’ll likely see the terms ‘cash value’ and ‘surrender value.’ Here’s what you need to know about cash...

What is a life insurance retirement plan (LIRP)?

A life insurance retirement plan—or a LIRP—is when you use the cash value of a permanent life insurance policy to supplement your retirement savings. The primary purpose of life...

Five Questions To Ask When Considering Purchasing A Whole Life Insurance Policy

Questions to ask yourself as you consider purchasing whole life insurance.

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SelectQuote does not sell Life Insurance in South Dakota.

SelectQuote Insurance Services has no control over rate information posted in the reviews above through Trustpilot. Your plan could vary depending on your age, health, issuing company and other factors. Not available in all states.

50% savings is based on published rates from a National Carrier as of March 2022 for a 40-year-old male in excellent health with high blood pressure for a $500,000 10-year term policy for $49.14/month ($565.00/year) compared to the lowest available rate from one of the insurance companies SelectQuote represents of $17.85/month ($209.99/year). Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Best's Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best's Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

* All policies are Protective Classic Choice Term 10. Policy is a level death benefit term life insurance policy to age 90, policy form number ICC16 TL-21/ TL-21, and state variations thereof, issued by Protective Life Insurance Company in all states except New York where it is issued by Protective Life and and Annuity Insurance Company policy form number TL-21-NY 4-16. Both companies located in Birmingham, AL. Policy form number and features may vary by state. Consult the policy for benefits, riders, limitations, and exclusions. Subject to underwriting. Up to a two year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana unisex rates apply. Premiums increase annually after the initial guaranteed premium period. All payments and guarantees are subject to the claims paying ability of the issuing company.

AIG Companies policies issued by American General Life Insurance Company (AGL), Houston, TX. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG).

**https://www.who.int/gho/women_and_health/mortality/situation_trends_life_expectancy/en/

50% savings is based on published rates from a National Carrier as of October 2022 for a 40-year-old male in excellent health with high blood pressure for a $500,000 10-year term policy for $39.14/month ($450.00/year) compared to the lowest available rate from one of the insurance companies SelectQuote represents of $17.73/month ($209.85/year). Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Example rate is lowest available rate from SelectQuote carriers for a 40-year-old male in excellent health for a $500,000 10-year policy at $17.85/mo ($209.99/yr) in December 2021. Final rates will be based on the insurance company’s underwriting and a more complete review of the consumer’s health. Savings may also vary by term, policy amount, and state.

Best’s Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best’s Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best’s Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best’s Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

SwiftTerm Select is a term life insurance policy issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Policy form number is ICC22_LC1 in most states and is not available in all U.S. states or any U.S. territory.

Guarantees and benefits are subject to the claims-paying ability of the issuing life insurance company.

SelectQuote Insurance Services, Inc. is an independent producer and is responsible for the creation of this quote, including accuracy of rates and Symetra is not responsible for any errors or omissions in this information. All information and data in this quote are for illustrative purposes only; actual premiums and coverage will be based on age, health history, certain underwriting criteria, sex, and nicotine usage.

In the event that there is a discrepancy between the information contained in this quote and the Symetra policy, the Symetra Life insurance policy shall govern.

Symetra Life Insurance Company's current financial strength ratings can be found by referring to www.symetra.com/ratings.