SelectQuote Life Insurance Resource Articles

Learn more about life insurance in the featured articles below. Can’t find what you’re looking for in our resource articles? Let us help you.

Cash Value vs. Surrender Value: What’s the difference?

Cash Value vs. Surrender Value: What’s the difference?

There are many terms you’ll come across when shopping for life insurance. For example, if you’re exploring permanent life insurance or whole life insurance options, you’ll likely see the terms ‘cash value’ and ‘surrender value.’ Here’s what you need to know about cash...

Can you buy life insurance on someone else?

Can you buy life insurance on someone else?

Typically, when purchasing life insurance, the policyholder and insured are the same person. But if your finances would be negatively impacted by the death of say your spouse or business partner, you may be wondering if it’s possible to purchase a life insurance...

Life Insurance for Non-U.S. Citizens, Visa and Green Card Holders

Life Insurance for Non-U.S. Citizens, Visa and Green Card Holders

As a non-permanent U.S. resident, can you qualify for life insurance? There is a chance you could. Non-U.S. citizens, green card or visa holders have the same need for financial security as U.S. citizens do. With the correct documentation, non-U.S. citizens can secure...

Life Insurance Articles

Life Insurance for People with Depression

Life Insurance for People with Depression

Sharing your medical history to apply for life insurance can be intimidating, and it’s common for people to be apprehensive about the medical exam, but when you’re living with depression or anxiety, the medical exam can seem even more daunting. Fortunately, living...

Can you buy life insurance on someone else?

Can you buy life insurance on someone else?

Typically, when purchasing life insurance, the policyholder and insured are the same person. But if your finances would be negatively impacted by the death of say your spouse or business partner, you may be wondering if it’s possible to purchase a life insurance...

Life Insurance for Non-U.S. Citizens, Visa and Green Card Holders

Life Insurance for Non-U.S. Citizens, Visa and Green Card Holders

As a non-permanent U.S. resident, can you qualify for life insurance? There is a chance you could. Non-U.S. citizens, green card or visa holders have the same need for financial security as U.S. citizens do. With the correct documentation, non-U.S. citizens can secure...

Term Life Insurance Articles

Best Life Insurance for Young Adults

Best Life Insurance for Young Adults

Often the last thing on your mind as a young adult is purchasing life insurance. Whether you’re focused on paying off student loans or setting up your 401K, you may not see a reason to add another expense. However, purchasing a life insurance policy as a young adult...

Life Insurance for New Parents

Life Insurance for New Parents

Becoming a new parent is an incredible, but often exhausting time in your life. It’s also an important time to get organized on financial planning, including finding a life insurance policy that’s right for you and your newest addition. Here’s a guide to life...

What to Know About Mortgage Life Insurance vs. Term Life Insurance

What to Know About Mortgage Life Insurance vs. Term Life Insurance

Mortgages can often be a financial burden leaving your loved ones stressed or scrambling if the unexpected were to happen to you. Mortgage life insurance, however, is a unique form of life insurance that specifically covers mortgage payments if you were to pass away....

Final Expense Articles

What happens to debt when you die?

What happens to debt when you die?

The unfortunate reality is that your financial struggles, such as credit card debt, outstanding medical bills, or your mortgage typically don’t go away when you pass away. They will instead—most likely—become the responsibility of your beneficiaries and estate. The...

What is burial insurance?

What is burial insurance?

Burial insurance—also known as final expense insurance—is an affordable way to make sure your funeral costs, credit card debt and other expenses don’t fall on your loved ones after you’re gone. While the cost of your funeral might not be something you’re currently...

How to Get Life Insurance With a Chronic Illness

How to Get Life Insurance With a Chronic Illness

Individuals with a chronic illness often assume it’s extremely hard or impossible to find life insurance, but that isn’t necessarily always the case. While an increasing number of adults are living with obesity, asthma, cancer, high blood pressure, depression, sleep...

Permanent Life Insurance Articles

Cash Value vs. Surrender Value: What’s the difference?

Cash Value vs. Surrender Value: What’s the difference?

There are many terms you’ll come across when shopping for life insurance. For example, if you’re exploring permanent life insurance or whole life insurance options, you’ll likely see the terms ‘cash value’ and ‘surrender value.’ Here’s what you need to know about cash...

What is a life insurance retirement plan (LIRP)?

What is a life insurance retirement plan (LIRP)?

A life insurance retirement plan—or a LIRP—is when you use the cash value of a permanent life insurance policy to supplement your retirement savings. The primary purpose of life insurance is to ensure your loved ones are financially supported once you’re gone, but the...

5 Questions to Ask When Considering Whole Life Insurance

5 Questions to Ask When Considering Whole Life Insurance

When shopping for life insurance, there’s a chance you’ll consider both term and whole life insurance policies. While term life insurance is often the more affordable option, whole life insurance can give you a set amount of coverage—determined by you—for as long as...

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