Term Life Insurance Articles

What to Know About Mortgage Life Insurance vs. Term Life Insurance

Mortgages can often be a financial burden leaving your loved ones stressed or scrambling if the unexpected were to happen to you. Mortgage life...

How Sleep Apnea Can Affect Life Insurance Rates

Sleep apnea can bring on a multitude of complications, including uncontrollable snoring and being completely exhausted throughout the day, but this...

How to Compare the Costs Between Term vs. Whole Life Insurance

There’s a lot to consider when it comes to shopping for life insurance and it can feel intimidating at first. A simple place to start is determining...

Is life insurance through work enough?

Life insurance through work—also known as group life insurance—is much like guaranteed issue life insurance and is a popular benefit offered by many...

Four Reasons to Buy Term Life Insurance

When shopping for life insurance, everyone has to answer the initial question: term life or whole life insurance? While there are advantages and...

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* Best's Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best's Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx

* All policies are Protective Classic Choice Term 10. Policy is a level death benefit term life insurance policy to age 90, policy form number ICC16 TL-21/ TL-21, and state variations thereof, issued by Protective Life Insurance Company in all states except New York where it is issued by Protective Life and and Annuity Insurance Company policy form number TL-21-NY 4-16. Both companies located in Birmingham, AL. Policy form number and features may vary by state. Consult the policy for benefits, riders, limitations, and exclusions. Subject to underwriting. Up to a two year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana unisex rates apply. Premiums increase annually after the initial guaranteed premium period. All payments and guarantees are subject to the claims paying ability of the issuing company.

AIG Companies policies issued by American General Life Insurance Company (AGL). Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG).

**https://www.who.int/gho/women_and_health/mortality/situation_trends_life_expectancy/en/

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